MyAiSchool If you’re a parent staring down a ₹15,000-a-month coaching bill — for just two subjects — and quietly wondering whether the results actually match the cost, this post is for you. In 2026, Indian parents have a real alternative for the first time: a 24/7 AI tutor that costs less than one week of typical coaching fees. But cheaper isn’t always better. Let’s run the numbers honestly.
What this post covers:
- The real, all-in cost of coaching in India in 2026 (with a break-up most centres won’t show you)
- What an AI tutor like myAiSchool actually costs — and what you give up vs. coaching
- A simple decision framework so you can pick the right mix for your child
Why this matters in 2026
Coaching fees in India have outpaced household incomes for a decade. A typical urban family in tier-1 and tier-2 cities now spends anywhere from ₹60,000 to ₹3,00,000 per year on tuition for one school-going child — and that’s before Class 11–12 competitive-exam coaching kicks in. Meanwhile, AI tutoring built on NCERT-aligned curriculum and 24/7 voice/text/image support is now widely available at a fraction of that price.
This isn’t a “replace your coaching” pitch. Coaching has real strengths — peer competition, structured schedules, a teacher who knows your child’s name. The honest question is: what should you pay for, and what can a good AI tutor handle better and cheaper?
The real cost of coaching in India (2026)
Most parents only see the monthly fee. The full picture looks very different.
1. Group coaching for school subjects (Class 6–10)
- Per-subject fee: ₹2,500 – ₹6,000 / month for a single subject in metro tuition centres
- Typical bundle: 3 subjects (Maths, Science, English) → ₹9,000 – ₹18,000 / month
- Hidden costs: registration (₹2,000–5,000 once), printed material (₹1,500–3,000 / year), tests & revision modules, transport, Sunday “doubt classes” with extra fees
- All-in annual cost: commonly ₹1.2 L – ₹2.5 L for a Class 9 or Class 10 student
2. JEE / NEET coaching (Class 11–12)
- Tier-1 brick-and-mortar (Allen, Aakash, Resonance, FIITJEE): ₹1.5 L – ₹2.5 L / year, two-year programme
- Online-only (PW, Unacademy Plus, Vedantu): ₹20,000 – ₹80,000 for a two-year track — significantly cheaper but with the same one-to-many format
- Kota residential: ₹4 L – ₹8 L total once you add hostel, mess, travel and books
- Opportunity cost: 4–6 hours a day of commute + classroom for two years, often at the cost of school revision and sleep
3. Private home / 1-on-1 tutors
- Hourly rate: ₹500 – ₹2,000 / hour in metros; ₹1,500 – ₹3,000 / hour for IIT-JEE specialists
- Realistic monthly spend: 12–16 hours / month → ₹6,000 – ₹40,000 / month per subject
- Strength: personalisation; weakness: only available when the tutor is available
Add it all up and a typical urban Indian parent of a Class 10 student spends roughly ₹1.5 L – ₹2.5 L per year. A Class 12 JEE/NEET aspirant’s family typically spends ₹2 L – ₹8 L over two years. That’s the bar an alternative has to clear.
What an AI tutor like myAiSchool actually costs
An AI tutor doesn’t need a building, a batch schedule, or a per-student teacher salary. That’s why the unit economics look so different. Here’s what myAiSchool charges in 2026:
| Plan | Price | What you get |
|---|---|---|
| Free | ₹0 | 50 credits, browse NCERT-aligned courses, basic assessments — no credit card needed |
| Basic | ₹1,499 / year | Full AI Tutor (text, voice, image, PDF), smart MCQs with explanations, study plans, email support |
| AI Plus | ₹2,499 / year | Unlimited AI Tutor, advanced assessments with detailed solutions, priority WhatsApp support |
Read those numbers again. ₹2,499 per year — not per month. That’s roughly the cost of two weeks of a single-subject group coaching seat, except your child can ask Maths, Science, English, Social Science and Hindi questions across CBSE, ICSE and state boards — at 11pm, in voice, in Hindi or English.
Side-by-side: what ₹2,499 buys vs. ₹2,499
| Group coaching (one subject) | myAiSchool AI Plus | |
|---|---|---|
| Cost | ~₹2,500 / month | ₹2,499 / year |
| Hours of help | ~12 / month (fixed batch) | Unlimited, 24/7 |
| Subjects covered | 1 | All school subjects |
| 1-on-1 doubt solving | Add-on, often paid | Built-in (voice, text, image, PDF) |
| Personalisation | Limited (batch of 25–60) | Adapts to your child’s weak areas |
| Practice questions | Fixed worksheet | 0% repetition — fresh MCQs every session |
| Travel / commute | 30–60 min each way | None |
| Parent dashboard | Rare | Yes — track progress + weak chapters |
Where coaching still wins
An honest comparison admits where the older format is stronger:
- Peer competition. Sitting with 30 ambitious classmates is a real motivator. AI can simulate it with rank cards and streaks, but a Kota classroom feels different.
- Externally-imposed schedule. If your child won’t sit down without supervision, a coaching slot enforces that.
- Human mentorship. A great teacher who knows your child personally is irreplaceable for “what should I pick after Class 12” type conversations.
- Live test series environment. The pressure of an offline mock test is different from a digital one.
Notice that none of these strengths are about explaining a concept or solving a doubt at 11pm before tomorrow’s test. Those are exactly the jobs an AI tutor handles best.
The hybrid your wallet (and your child) will thank you for
Most parents we talk to don’t end up choosing one or the other. They unbundle. The pattern that works in 2026:
- Keep one anchor — your school + maybe one strong human teacher (a tuition for the weakest subject, or a JEE/NEET coaching for structure).
- Drop the rest — the per-subject group tuitions stacked on top “just to be safe”.
- Add an AI tutor for everything else — daily doubts, NCERT chapter revision, weekly MCQs, exam-week mock tests, weak-area drills.
A typical Class 10 family doing this drops from ~₹1.8 L / year to roughly ₹40,000 – ₹70,000 / year while their child gets more doubt-solving hours, not fewer. The savings either go into a strategic 1-on-1 mentor for the hardest subject — or simply back into the family.
Common parent worries — answered
“Will my child actually use an AI tutor?”
The honest answer: only if it’s actually good. Children abandon apps that talk down to them or feel like extra homework. myAiSchool was built around how a real student asks questions — snap a photo of a sum, ask in voice, paste a PDF page. Hindi or English. Step-by-step replies, not just final answers. Streaks and a parent dashboard keep you in the loop without surveilling your child.
“Is ₹0 to start really ₹0?”
Yes. The free plan gives 50 credits, no credit card, no auto-renew trick. You can use it for two weeks before deciding if a paid plan is worth it. If you do upgrade and don’t see results in 7 days, our refund policy honours that.
“Is it safe for a child?”
The platform is built for K-12 use — content is curriculum-aligned, conversations are stored only to improve learning, and account deletion within 7 days of an email request is the standard (DPDP-compliant). Payments are handled by Razorpay (PCI-DSS Level 1) — myAiSchool never stores card data.
“Can it actually replace a JEE/NEET coaching?”
No — and you shouldn’t want it to. JEE/NEET success is built on structured problem-solving and human mentorship. Use myAiSchool with your coaching: as a 24/7 doubt-solver between batches, a personal weak-area diagnostic, and an unlimited MCQ engine. That’s the smart use, not the replacement use.
How myAiSchool helps you with this decision
If you’re not sure where to start, the simplest path is to try the free plan with your child for one week. Pick a chapter your child has been stuck on. Have them ask the AI tutor by voice. Watch what happens to their confidence — and to your evenings. Then decide whether to keep stacking coaching fees, or to rebalance the budget.
Try it free →
Start with the Free plan — 50 credits, no credit card needed. If your child clicks with it, the Basic plan at ₹1,499 / year covers most school needs and AI Plus at ₹2,499 / year unlocks unlimited tutoring. Cancel anytime.
Frequently asked questions
How much does coaching cost in India in 2026?
For a Class 6–10 student in a metro, expect ₹2,500–6,000 per subject per month at a group coaching centre, or ₹1.2–2.5 L per year all-in for three subjects. JEE/NEET coaching ranges from ₹20,000–80,000 for a two-year online programme to ₹4–8 L for a Kota residential setup.
Is an AI tutor better than coaching?
An AI tutor is better at on-demand doubt-solving, personalised practice and curriculum revision. Coaching is better at peer competition, structured schedules and human mentorship. The smart move in 2026 is to combine both — keep the high-value human teaching, replace the rest with a 24/7 AI tutor.
How much does myAiSchool cost?
Free to start with 50 credits and no credit card. Paid plans are ₹1,499 / year (Basic) and ₹2,499 / year (AI Plus). All prices in INR, payable via UPI, card, netbanking, wallet or EMI through Razorpay.
Is myAiSchool safe for children?
Yes. Content is NCERT-aligned and built for K-12 use. The platform follows India’s DPDP framework — accounts can be deleted within 7 days of an email request, and payments are handled by PCI-DSS Level 1 partner Razorpay.
Can AI tutoring replace JEE or NEET coaching?
No. JEE Mains, JEE Advanced and NEET-UG aspirants benefit most when AI tutoring is added alongside a structured coaching programme — as a 24/7 doubt-solver and unlimited practice engine, not as a replacement for human mentorship and live test series.
What boards does myAiSchool support?
CBSE, ICSE and 12+ Indian boards including Maharashtra State Board, Karnataka SSLC, Tamil Nadu State Board, Andhra Pradesh Board, Telangana Board, plus IB and IGCSE for international schools.